2/29/2024 0 Comments Chime pending transactions![]() Keep it in a safe place until you see the deposit reflect in your Chime account. Now, I know it might be tempting to go all ‘Mission Impossible’ and shred that check, but hold your horses. Once you’ve played detective and confirmed everything looks good, go ahead and hit “Submit.” Keep Your Check! Make sure the check amount is accurate and that you’ve chosen the right account for the money to go into. 7) Review and Submit Your DepositĪlmost there! Before you hit “Submit,” double-check all the details. A blurry or poorly lit image is the fastest way to a declined deposit, and nobody wants to deal with that headache. Make sure you’re in a well-lit area and that your check fills up the frame on your phone’s camera. You’ll need to snap a pic of both the front and back. Say cheese-or rather, have your check say it. ![]() 6) Take a Picture of the Front and Back of the Check Here’s How Below your John Hancock, write “ For mobile deposit only.” This is like putting a digital padlock on your check, ensuring it can only be deposited through the app. So, grab a pen and write your signature on the back. You need to endorse the check to make it legit. Time to flip that check over and make your mark-literally. Different check types have their own verification processes and can affect how quickly your deposit takes to clear. It might sound like a minor detail, but trust me, it matters. So make sure you specify what type of check you’re planning to deposit. You’ve got your personal checks, payroll checks, government-issued checks-the whole nine yards. 4) Choose the Check Type You’re DepositingĪlright, let’s talk checks. Have that check in hand? Sweet, let’s move on. Get ready, because you’re about to enter the heart of the deposit process. So many options, so little time, right? But hey, we’re here for one thing today-deposits! Look for the mobile check deposit option and give it a tap. If this happens, try another method of running the card (e.g., swiping or inserting the chip rather than using contactless/tap to pay), or have the merchant enter your card details manually.Tap on “Move Money” 3) Tap “Mobile Check Deposit” Sometimes merchants or their payment systems may have unexpected errors. There are certain countries where Chime cards don't work. If you need to update it, tap the icon on the right.Īlternatively, make sure the address you entered while making the transaction matches your Chime account address. To view or update your address in your Chime app: If you entered a billing address that doesn't match the one associated with your Chime account, your transactions can decline. Wrong expiration dateįor your next transaction, be sure to use the expiration date listed on your current card. You can retry your transaction, just make sure to enter the correct three-digit number on the back of the card, to the right of the signature box. Or you can call 1-84 and follow the prompts to reset your PIN.
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